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麗水翻譯公司關鍵字：Second, create jobs, alleviate the impact of the economic專業(yè)翻譯公司服務最好的 cycle. In a market economy, small and medium enterprises to create employment opportunities in the increasingly important role. With the development of industrialization, large enterprises tend to the capital instead of labor, and small and medium enterprises become the main absorb new labor force who. The end of 2002, according to China's Ministry of Labor 66 cities across the country有資質(zhì)的正規(guī)翻譯公司哪個好 labor force survey shows that laid-off workers of state-owned enterprises in 65.2% of the individuals in the private sector were re-employed. In addition, SMEs also for its unique flexibility, the impact of the economic專業(yè)翻譯公司服務最好的 cycle plays an important stabilizing role. British studies have shown that 1989-1991 recession, small business專業(yè)英語翻譯公司科技文件翻譯哪里最好es create 35 million jobs, while large enterprises to provide jobs decreased by 682,000.
The third is to increase farmers' income, the transfer of rural surplus labor. Slow growth of farmers' income has been plagued agriculture and rural work a prominent issue. Do not increase farmers' income, the rural market would be difficult to start, the whole national economy would be restricted. And to small and medium enterprises as the main township is the main channel for farmers to increase income, wage income to farmers from 1996 to 2002, 43.8 billion yuan to 8,200 yuan, an average annual growth of 9%, farmers from township enterprises received wage income of farmers' per capita net income rose from 29.86% in 1996 rising to 34.4% in 2002, which increased in 2002 from the income of township enterprises accounted for about 50% of net section. The development of township enterprises is the transfer of rural surplus labor force to provide a channel. As of the end of 2002, township enterprises employed 133 million people, accounting for 26.8% of the rural labor force, which greatly eased the little land of contradictions.Second, the main causes of SME financingSME development is the monetary policy專業(yè)翻譯公司收費價格 transmission chain, an important part, and the central bank's monetary policy專業(yè)翻譯公司收費價格 objectives are closely related. In recent years, to support the development of SMEs, the PBC adopted a specific targeted measures, and received some success. As of the end of June 2003, SME loans 6.1 trillion yuan, accounting for 51.7% of business專業(yè)英語翻譯公司科技文件翻譯哪里最好 loans, an increase of 0.7 percentage points. 655.8 billion yuan of new loans for SMEs, accounting for 56.8% of new lending business專業(yè)英語翻譯公司科技文件翻譯哪里最好es, large enterprises over the same period the proportion of new loans higher than 28.2 percent. Despite these measures, SMEs still reflect the current bank loans, why not? It should be said, not the financing difficulties of SMEs now have the problem, the problem is not unique to China. According to the interpretation of modern financial theory, SME financing most prominent feature is the "information asymmetry", and the resulting credit market "adverse selection" and "moral hazard", the commercial banks to reduce "moral hazard", must be greater scrutiny supervision, and small business專業(yè)英語翻譯公司科技文件翻譯哪里最好 loan, "a small, urgent, frequent," the characteristics of the commercial bank examination and supervision costs and potential benefits of asymmetry and reduce their lending in the SME initiative. In the United States, the end of 1998, loans from banks and credit cooperatives of small and medium enterprises represent only 41.33% of SMEs, many SMEs, due to various reasons, difficult to obtain bank loans. However, in developed countries, informal equity capital markets, venture capital system, the second board market, largely make up the gap of capital financing for SMEs financing difficulties of SMEs in China in addition to general causes, there are also special side, the main change is the process of economic專業(yè)翻譯公司服務最好的 and financial system, market-based economic專業(yè)翻譯公司服務最好的 system to run the micro-system of the friction caused by imperfections.
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